Owner Financing available! 3-5 year balloon, 6% interest, 20% down! Wake up on the water! This Lake Pineda waterfront stunner delivers 3,021 sq ft of lake-view living, a long list of new updates, and a rare owner financing opportunity! Upstairs, the lake takes center stage with stunning views from the den, dining area, kitchen, breakfast nook, and utility room. The oak kitchen shines with quartz countertops and a huge pantry, while the wood-burning fireplace keeps things cozy. Downstairs is where it gets interesting. A generously sized bedroom fits 2-3 queen beds with lake views of its own. The expansive game room is ready to become the ultimate man cave, entertaining space, or apartment. And the third bedroom with its own full bath opens the door to real income potential: dual living, VRBO, Airbnb, or short-term rental. The updates are done: new roof, all new HVAC, new flooring including fresh tile downstairs, new tile shower, new stove, and fresh paint. Move in and start living. Outside, your backyard IS the lake. Kayak, fish, or cruise on a pontoon right from home, with a greenbelt alongside for extra privacy. (160 sq ft Arkansas Room not included in sq ft.)